The State of the CDFI Banking Industry

NCIF Social Performance Metrics:
DDI: % of a bank’s branches located in low- and moderate-income communities.
DLI-HMDA: % a bank’s HMDA-reported lending occurring in low- and moderate-income areas.
Complete definitions.

All information is based on annual HMDA data (, Census data, annual Summary of Deposits data (, and Statistics on Depository Institutions ( as well as private reporting from banks where appropriate. DLI-HMDA and DDI data is based on data released on 12/31/2018. Financial data is as of 12/31/2019.