Too Important to Fail: The Impact of Community Development Banking Institutions - 2009 and Beyond

Community Development Banking Institutions, or CDBIs, are banks that meet the financial services needs of low- and moderate- income communities in a safe and sustainable manner. To tell the story of these banks and to encourage stakeholders and investors to support these institutions, NCIF publishes this annual social impact report to transparently measure andcommunicate the financial inclusion work that CDBIs – as an industry -- are doing throughout America’s most economically vulnerable communities. This supplements the efforts made by the CDBIs themselves as they showcase their impact in their respective service areas. It is our hope that this continued effort to communicate the work of the industry will result in increased visibility and support for CDBI banks
throughout the country.