CDFI Banking Industry Quarterly Profile: First Quarter 2015 Financial Performance

National Community Investment Fund

Through the first quarter, the CDFI Banks saw slight drops in profitability, in terms of median Return on Average Assets (ROAA) and Return on Average Equity (ROAE). At quarter end, several CDFI Banks ratios neared the median for all U.S. banks with median ROAA of .73% compared to an all bank median of .84% and a median leverage ratio of 10.47% compared to the all bank median of 10.34%. While the CDFI Banks continue to provide needed quality products and services to the communities they serve, are also demonstrating competitive returns.

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