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Southern Bancorp

Southern Bancorp is one of the largest and most profitable rural development banking organizations in the United States

About Southern Bancorp

Southern Bancorp is one of the largest and most profitable rural development banking organizations in the United States. As such, it has the physical presence, infrastructure, and capacity to drive regional change. Southern Bancorp’s revitalization initiatives are advanced through its family of community development banks and non-profit affiliates, known collectively as Southern. Southern’s focus on rural development is best indicated by the fact that its offices are located in small rural communities, most with populations of 15,000 or less.

The mission of Southern is a personal responsibility of its employees who live, work, and raise families in the communities served by Southern.

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Southern is a member of the NCIF Network:

  • Equity Investee Bank

Impact Story

When Francisco “Chico” Molina first came to Southern Bancorp with a dream to expand his small farm equipment refurbishing company, he had no idea it would become a financial relationship that would not only shape his career but his personal life as well. 

What began as a simple loan for a few pieces of equipment transformed over time into the financing of an expanded facility to accommodate his growing business. That success led to his desire to purchase his own home instead of renting, which meant that Southern was once again there to help make a dream a reality. Since then, Chico has continued to grow his company, and even start a new one, all with the help of Southern.