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Equity Capital Investments

As the only fund focused solely on mission-oriented banks, NCIF has investments in 15% of all certified CDFI Banks. Our investment in mission-oriented institutions is important not only for the stability of these institutions, but also for the well-being of the small businesses, families, and organizations in the communities they serve.

Equity Investments to Banks: NCIF purchases both common and preferred stock in mission-oriented banks. NCIF’s equity investments enable banks to leverage dollars 8 to 10 times with deposits, magnifying the investment’s power to impact local economies. Investees are vetted through a rigorous system, and must demonstrate a strong dedication to mission throughout the life of the investment.

In the past, NCIF has made secondary capital investments to support low-income credit unions in communities with extremely limited access to financial products and services.

Get Involved
Is your mission-oriented bank raising capital? View our investment criteria.

NCIF Impact
NCIF’s investees have originated billions of dollars in development loans to help small businesses, families, and organizations in economically distressed communities. Read more.